TERMS AND CONDITIONS

Emirates NBD Capital KSA CJSC (“ENBD Capital”, “we”, “us”), whose registered office is at P.O. Box 341777, Riyadh 11333, Kingdom of Saudi Arabia, is a Saudi closed joint stock company licensed by the Saudi Arabian Capital Market Authority (“CMA”) under License number 37-07086 dated 29/08/2007G (corresponding to 16/08/1428H) to deliver a full range of quality investment products and related support services to individuals and institutions in the Kingdom of Saudi Arabia. ENBD Capital is subject to Capital Market Law and Implementing Regulations in the Kingdom of Saudi Arabia.

ENBD Capital offers a full range of investment products and related support services to individuals and institutions in the Kingdom of Saudi Arabia. This platform displays information relating to the products offered by ENBD Capital, including third party documentation in relation to such products. The platform may also provide links to other related sites for your convenience.

Access to the information available on this platform is intended only for such persons in the Kingdom of Saudi Arabia who are permitted under the Investment Funds Regulations issued by the Capital Market Authority. You should verify whether the usage of this platform and/or availing the services/facilities/products available on this platform is in conformity with the applicable laws/regulations. You should access this platform only if you are not specifically restricted to transact in such investment products, online or otherwise.

The Capital Market Authority does not make any representation as to the accuracy or completeness of any information available on this platform, and expressly disclaims any liability whatsoever for any loss arising from, or incurred in reliance upon, any part of this document. Prospective subscribers of any securities offered should conduct their own due diligence on the accuracy of the information relating to the securities offered. If you do not understand the contents of the information/documents on this platform, you should consult an authorised financial adviser.

By proceeding to access, browse and/or use the information/service/facilities on the platform, you acknowledge that you have read, understood and agree to be legally bound by these Terms. If you do not agree to be bound by these Terms you should not access this platform or avail of the services/facilities on this platform.

Reliance:

ENBD Capital uses reasonable efforts to obtain information from sources which it believes to be reliable, however ENBD Capital makes no representation that the information or opinions contained in publications on this website are accurate, reliable or complete. Published information may include data/information from stock exchanges and other sources from around the world and ENBD Capital does not guarantee the sequence, accuracy, completeness, or timeliness of information contained on this website provided thereto by unaffiliated third parties. Anyone proposing to rely on or use the information contained on this website should independently verify and check the accuracy, completeness, reliability and suitability of the information and should obtain independent and specific advice from appropriate professionals or experts. Further, references to any financial instrument or investment product are not intended to imply that an actual trading market exists for such instrument or product. ENBD Capital is not acting in the capacity of a fiduciary or financial advisor. Any publications on this website are provided for informational purposes only and are not intended for trading purposes. Data/information provided herein is intended to serve for illustrative purposes and is not designed to initiate or conclude any transaction. The information available on this website is not intended for use by, or distribution to, any person or entity in any jurisdiction or country where such use or distribution would be contrary to law or regulation. This website and anything contained herein, is provided "as is" and "as available," and that ENBD Capital makes no warranty of any kind, express or implied, as to this website, including, but not limited to, merchantability, non-infringement, title, or fitness for a particular purpose or use.

Modifications:

The provision of certain data/information on this platform is subject to the terms and conditions of other agreements to which ENBD Capital is a party. ENBD Capital reserves the right to make changes and additions to the information provided at any time without prior notice. The information may be modified or removed without prior notice. In addition, the data/information contained on this platform is prepared as of a particular date and time and will not reflect subsequent changes in the market or changes in any other factors.

Liability:

Information contained on this platform is believed by ENBD Capital to be accurate and true, in all material respects. ENBD Capital accepts no responsibility whatsoever for any loss or damage sustained by you, on account of any act or omission relying on the information contained on this platform. Further ENBD Capital accepts no liability for the information and opinions published on the platform and is under no obligation to remove outdated information from its platform or to mark it clearly as such. The information given on this platform may not be distributed or forwarded in whole or in part. Accordingly, anything to the contrary herein set forth notwithstanding, ENBD Capital, its suppliers, agents, directors, officers, employees, representatives, successors, assigns, affiliates or subsidiaries shall not, directly or indirectly, be liable, in any way, to you or any other person for any: (a) inaccuracies or errors in or omissions from the information available on this platform including, but not limited to, quotes and financial data; or (b) loss or damage arising from the use of this platform or information available thereon, including, but not limited to any investment decision occasioned thereby; or (c) under no circumstances, including but not limited to negligence, shall ENBD Capital, its suppliers, agents, directors, officers, employees, representatives, successors, assigns, affiliates or subsidiaries be liable to you for direct, indirect, incidental, consequential, special, punitive, or exemplary damages even if ENBD Capital has been advised specifically of the possibility of such damages, arising from the use of the information on this platform, including but not limited to, loss of revenue, opportunity, or anticipated profits or lost business. ENBD Capital expressly accepts no liability for losses or damages of any kind arising from using or accessing this platform or links to third-party websites or from viewing information on any of its webpages. Furthermore, ENBD Capital accepts no liability for any unauthorized manipulation of users IT systems. ENBD Capital expressly draws your attention to the risk of viruses and the threat of hacker attacks.

Third Party Website:

You acknowledge that ENBD Capital has no control whatsoever over third-party websites linked to or from this website and therefore accepts no liability for the content of such websites being correct, complete and legally valid for the products and services offered on such websites. ENBD Capital’s express written permission must always be sought before including a link to this platform on a third-party website.

Solicitation:

None of the information on this platform in any way constitutes a solicitation, offer, opinion, or recommendation by ENBD Capital to buy or sell any security, or to provide legal, tax, accounting, or investment advice or services regarding the profitability or suitability of any security or investment.

Forward Looking:

The information contained on this platform does not purport to contain all matters, information or documents relevant to any particular investment or financial instrument and all statements as to future matters are not guaranteed to be accurate. Certain matters in any publication or document on the platform may contain statements about the future performance of ENBD Capital or members of its group (the Group), including without limitation, future revenues, earnings, strategies, prospects and all other statements that are not purely historical, constitute “forward-looking statements”. Such forward-looking statements are based on current expectations or beliefs, as well as assumptions about future events, made from information currently available. Forward-looking statements often use words such as “anticipate”, “target”, “expect”, “estimate”, “intend”, “plan”, “goal”, “seek”, “believe”, “will”, “may”, “should”, “would”, “could” or other words of similar meaning. Undue reliance should not be placed on any such statements in making an investment decision, as forward-looking statements, by their nature, are subject to known and unknown risks and uncertainties that could cause actual results, as well as the Group’s plans and objectives, to differ materially from those expressed or implied in the forward-looking statements. Past performance is not necessarily a guide to future performance. Estimates of future performance are based on assumptions that may not be realized.

Risk:

In addition, before entering into any transaction, the risks should be fully understood and a determination made as to whether a transaction is appropriate given the person’s investment objectives, financial and operational resources, experiences and other relevant circumstances. The obligations relating to a particular transaction (and contractual relationship) including, without limitation, the nature and extent of their exposure to risk should be known as well as any regulatory requirements and restrictions applicable thereto. Data included on this platform may rely on models that do not reflect or take into account all potentially significant factors such as market risk, liquidity risk, and credit risk. ENBD Capital may use different models, make valuation adjustments, or use different methodologies when determining prices at which ENBD Capital is willing to trade financial instruments and/or when valuing its own inventory positions for its books and records. Investment in financial instruments involves risks and returns may vary. Before making such an investment, investors should consult their advisers on the legal, regulatory, tax, business, investment, financial and accounting implications of the investment.

Intellectual property:

The information on this platform has been developed, compiled, prepared, revised, selected, and arranged by ENBD Capital and others (including certain other information sources) through the application of methods and standards of judgment developed and applied through the expenditure of substantial time, effort, and money and constitutes valuable intellectual property of ENBD Capital and all present and future rights in and to trade secrets, patents, copyrights, trademarks, service marks, know-how, and other proprietary rights of any type under the laws of any governmental authority, domestic or foreign, shall at all times be and remain the sole and exclusive property of ENBD Capital and/or other lawful parties and you acknowledge that you have no ownership rights in and to any of such items. Except as specifically permitted in writing, you may not copy any information provided in this platform or make any use of such information or any portion of the intellectual property rights connected with such information or this platform, or the names of any individual participant in, or contributor to, the content of this website, or any variations or derivatives thereof, for any purpose. Further you shall not use any of the trademarks, trade names, service marks, copyrights, or logos of ENBD Capital or its subsidiaries in any manner which creates the impression that such items belong to or are associated with you or, except as otherwise provided with ENBD Capital’s prior written consent.

Confidentiality:

The information on this platform is solely for non-commercial use and benefit and the use of this information is not intended for resale or other transfer or disposition to, or use by or for the benefit of, any other person or entity. Information contained on this platform shall not be used, transferred, distributed, reproduced, published, displayed, modified, create derivative works from any data contained on this platform or disposed of in any manner that could compete with the business interests of ENBD Capital. Any part of this platform may not be offered for sale or distribute it over any medium including but not limited to over-the-air television or radio broadcast, a computer network or hyperlink framing on the internet without the prior written consent of ENBD Capital. The information contained on this platform may not be used to construct a database of any kind. The data on this platform shall not be used in any way to improve the quality of any data sold or contributed by you to any third party.

Recipient Acknowledgements:

In accessing this platform, you acknowledge and agree that there are risks associated with investment activities. Moreover, you agree that your use of this platform or any information or documents available on this platform is at your sole risk and acknowledge that the responsibility to obtain and carefully read and understand the content of documents relating to any investment product or activity described on this platform and to seek separate, independent financial advice if required to assess whether any of your proposed/intended investment activity is suitable, lies exclusively with you.

By proceeding to access, browse and/or use the information/service/facilities on the platform, you acknowledge that you have read, understood and agree to be legally bound by these Terms. If you do not agree to be bound by these Terms you should not access this platform or avail of the services/facilities on this platform.